:root{--ink:#16241f;--muted:#60706a;--paper:#f8faf6;--card:#fff;--green:#285c49;--green2:#39745d;--gold:#d8b65a;--line:#dce5df;--warn:#fff7dd}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.7}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.wrap{width:min(1120px,92%);margin:auto}.topbar{background:#112c24;color:#eaf5ef;font-size:.86rem;padding:.5rem 0;text-align:center}.topbar a{color:#fff}
header{background:rgba(248,250,246,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(8px)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:1rem}.logo{display:flex;align-items:center;gap:.7rem;font-weight:850;color:var(--ink);text-decoration:none;font-size:1.1rem}.mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--green),#73a887);display:grid;place-items:center;color:white;font-weight:900}
nav{display:flex;gap:1.2rem;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}.navcta,.btn{display:inline-block;background:var(--green);color:#fff!important;text-decoration:none;border-radius:10px;padding:.78rem 1.05rem;font-weight:800;border:0;cursor:pointer}.btn.secondary{background:#fff;color:var(--green)!important;border:1px solid var(--green)}
.hero{padding:5.5rem 0 4rem;background:radial-gradient(circle at 90% 0,#e2eee7,transparent 40%)}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:850;color:var(--green2);font-size:.76rem}.hero h1,.article h1{font-size:clamp(2.3rem,6vw,4.5rem);line-height:1.02;letter-spacing:-.045em;margin:.45rem 0 1rem;max-width:900px}.hero p{font-size:1.2rem;max-width:760px;color:#40534b}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.6rem}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:1.35rem}.card h3{margin:.2rem 0}.card p{color:var(--muted)}
section{padding:3.8rem 0}.section-title{font-size:2rem;letter-spacing:-.025em;margin:0 0 .5rem}.lede{color:var(--muted);max-width:780px}
.path{display:flex;flex-wrap:wrap;gap:.55rem;align-items:center;margin-top:1.2rem}.pill{background:#edf4ef;border:1px solid var(--line);border-radius:999px;padding:.45rem .7rem;font-weight:700;font-size:.9rem}
.article{width:min(820px,92%);margin:0 auto;padding:3.2rem 0 5rem}.article h1{font-size:clamp(2.2rem,5vw,3.7rem)}.article h2{margin-top:2.4rem;font-size:1.65rem;letter-spacing:-.02em}.article h3{margin-top:1.7rem}.article .meta{color:var(--muted);font-size:.92rem;border-bottom:1px solid var(--line);padding-bottom:1rem}.callout{border-left:4px solid var(--green);background:#edf4ef;padding:1rem 1.1rem;border-radius:0 12px 12px 0;margin:1.4rem 0}.warning{background:var(--warn);border:1px solid #ecd995;padding:1rem 1.1rem;border-radius:12px}.money{background:#112c24;color:white;border-radius:18px;padding:1.5rem;margin:2rem 0}.money p{color:#dbe8e2}.money .btn{background:#f1d173;color:#17251f!important}
table{border-collapse:collapse;width:100%;margin:1.2rem 0;background:white}th,td{border:1px solid var(--line);padding:.8rem;text-align:left;vertical-align:top}th{background:#edf4ef}
.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:1.2rem}.breadcrumb a{color:var(--muted)}
footer{background:#112c24;color:#dbe8e2;padding:3rem 0}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}.foot a{color:#eef7f2}.fine{font-size:.83rem;color:#a9bdb4;margin-top:2rem;border-top:1px solid #315047;padding-top:1rem}
.modalback{position:fixed;inset:0;background:rgba(8,22,17,.68);display:none;align-items:center;justify-content:center;z-index:100;padding:1rem}.modalback.show{display:flex}.modal{background:#fff;border-radius:20px;width:min(560px,100%);padding:1.7rem;box-shadow:0 30px 90px rgba(0,0,0,.35);position:relative}.modal h2{font-size:1.8rem;line-height:1.1;margin:.4rem 0}.close{position:absolute;right:12px;top:10px;border:0;background:#eef2ef;width:36px;height:36px;border-radius:50%;font-size:1.2rem;cursor:pointer}.modal .mini{font-size:.78rem;color:var(--muted)}
@media(max-width:760px){nav a:not(.navcta){display:none}.grid,.foot{grid-template-columns:1fr}.hero{padding-top:3.5rem}.hero h1{font-size:2.65rem}.article{padding-top:2rem}}